Remotely Piloted Aircraft Systems/UAV Coverage
More and more organizations are using Remotey Piloted Aircraft Systems (RPAS), also known as Unmanned Aerial Vehicles (UAV), in both the public and private sectors. RPAS have practical applications such as helping with public safety, emergency services, video and aerial photography, surveying and architecture/construction. Insurance policies tend to exclude RPAS from liability coverages, since drones are considered to be an “aircraft”.
Our liability and property policies can now be enhanced with endorsements to cover RPAS. This coverage is intended to close the gap in liability and property insurance because of aviation exclusions for RPAS 25kg or less. Frank Cowan Company clients having RPAS falling outside of the parameters of our endorsements we may be able to offer coverage using our general aviation market.
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