Disability Support Services
At Frank Cowan Company, we have decades of experience insuring public entities and organizations in the healthcare sector, giving us expertise in the complex world of disability support services. Whether you operate a Community Living Association or group home or provide residential or non-residential care to those with physical and mental disabilities, our policies can meet your current needs, evolving flexibly as risks and your exposure to them change. We can help insure and protect your facilities and staff. Our in-house claims department is available to answer your questions and provide support whenever you need it.
Managing risk for Disability Support Services
Our risk management experts work with your organization to identify potential exposures, educating and training your staff about liabilities, and building roadmaps to better equip you to avoid claims and lawsuits. Our Risk Management Centre of Excellence provides all the latest resources, tips and guidelines to reducing exposures and risks in your organization.
What we offer
We provide broad insurance property coverage with no co-insurance clause, liability limits up to $25 million. Other policy features include:
- Malpractice up to $15 million
- Abuse up to $5 million
- Property disappearing deductible
- Workplace disruption
- Crisis managment
- Computer violation
- Identity theft insurance
- Legal expense insurance, including Criminal Code
- Automobile available in AB, NB, NS and ON
We are continually developing products and services to allow us to continue to lead the way with innovative offerings that respond to trends in the marketplace. That is why we now offer:
- Cyber Risk Insurance – Broad first and third party coverage
- Enhanced Legal Expense Coverage – Broader basic and optional coverage with unlimited access to a toll-free legal advice hotline.
For more information about our Disability Support Services Program, please contact: