Daycares, School & Colleges

Safety and security are top priorities for daycares, schools and colleges. Keeping facilities safe and children and students protected, requires sound policies and procedures. Frank Cowan Company will be there to help, should something happen. Educational organizations of all types, from preschools to elementary to colleges and universities — have a variety of specialized needs.

Our experience working with public entities has given us the expertise to help you identify exposures and protect your daycare, school or college from risks. Whether you operate a private or religious school, facility that teaches English as a second language or Career College, we will write a policy that helps to protect your organization against everything from workplace disruption to child abduction. In the event of a claim, or if you need advice, our in-house claims department is ready to assist you with any questions or concerns.

For examples of organizations within this business segment click here.

Introducing Our New Career Colleges Program

Frank Cowan Company is pleased to launch this new program. It’s specifically tailored to the exposures and needs of Career Colleges to address gaps not in typical school/daycare programs. Career Colleges focus on providing intense hands-on learning to prepare students for employment. This could mean using equipment, technology or tools that are in addition to a standard learning environment. Read more about our Career Colleges Program.

Helping Daycares and Schools manage their risks

Our suite of risk management services was developed to help you prevent claims before they occur. From educational seminars for your staff to site inspections or reviews of operational policies and procedures, our risk management services help you improve your overall safety awareness. You can learn more about industry best practices through our Risk Management Centre of Excellence, which puts a variety of specialized materials at your disposal. It covers topics as diverse as playground safety, abuse prevention and the application of ‘Sabrina’s Law’, which protects students with allergies.

What we offer

Our coverage is comprehensive and wide-ranging. With no contract requirements or volume commitments for brokers, our program includes:

  • Liability limits up to $50 million with no general or annual aggregate limit up to $15 million
  • Malpractice Liability up to $15 million
  • Abuse coverage up to $5 million for daycares and $15 million for schools
  • Child abduction liability insurance
  • Broad property coverage with no co-insurance clauses
  • Disappearing deductible for property
  • Workplace disruption insurance
  • Crisis Management
  • Computer violation insurance
  • Identity theft insurance
  • Legal expense insurance, including Criminal Code
  • Automobile in AB, NB, NS and ON
  • Facility User Solution

We understand in the importance of best-in-class products and services that make it easier for you to do business with us. Click here for additional coverages available with all of our insurance programs. 

To learn more about our comprehensive Daycare and Schools Program, please contact:

Michael Lough
VP, Specialty Programs & Associations
Phone: 1-800-265-4000 ext.55511